Terms of Service

1. Agreement to Terms

By accessing or using EstateCopilot ("Service", "Platform", "we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not use our Service.

2. Description of Service

EstateCopilot provides an online platform for UK estate administration, including:

• Task management and tracking for estate administration
• Asset and debt recording and valuation
• Automated probate and confirmation form generation (PA1P, PA1A, C1)
• Inheritance tax assessment and calculation tools
• Document storage and organization
• Guidance and support resources

3. Important Disclaimer: Not Legal Advice

4. Account Registration

4.1 Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use this Service. You must be an executor, administrator, or authorised representative of an estate.

4.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorised access

5. Pricing and Payment

5.1 Fees

EstateCopilot offers two pricing tiers: Basic (£279) and Standard (£449). All fees are one-time payments unless otherwise specified.

5.2 Payment Processing

Payments are processed securely through Stripe. By providing payment information, you represent that you are authorised to use the payment method.

5.3 Refund Policy

We offer a 30-day money-back guarantee. After 30 days, refunds are considered on a case-by-case basis. To request a refund, contact support@estatecopilot.co.uk

6. User Responsibilities

You agree to:

• Provide accurate and complete information
• Update information promptly when it changes
• Use the Service only for lawful purposes
• Not misuse, interfere with, or disrupt the Service
• Not attempt to gain unauthorised access to our systems
• Not use the Service to commit fraud or impersonate others
• Comply with all applicable UK laws and regulations

7. Acceptable Use

You may NOT:

• Share your account with others
• Use automated scripts or bots to access the Service
• Attempt to reverse engineer or decompile the platform
• Upload malicious code or viruses
• Violate any laws or regulations
• Infringe on intellectual property rights
• Use the Service for unauthorised commercial purposes

8. Intellectual Property

8.1 Our IP

All content, features, and functionality of the Service (including but not limited to software, text, designs, logos, graphics) are owned by EstateCopilot and protected by copyright, trademark, and other intellectual property laws.

8.2 Your Data

You retain all rights to data you input into the Service. You grant us a limited license to use your data solely to provide and improve the Service.

9. Limitation of Liability

10. Disclaimers and Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Accuracy, completeness, or reliability of information
• Fitness for a particular purpose
• Non-infringement
• Uninterrupted or error-free operation
• Results from using the Service

We do not guarantee that generated forms will be accepted by HM Courts & Tribunals Service, Sheriff Courts, or HMRC. You are responsible for reviewing all generated documents for accuracy.

11. Indemnification

You agree to indemnify and hold harmless EstateCopilot, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service
• Your breach of these Terms
• Your violation of any law or third-party rights
• Your role as executor or administrator of an estate

12. Termination

12.1 By You

You may terminate your account at any time by contacting support@estatecopilot.co.uk. Termination does not entitle you to a refund except within the 30-day guarantee period.

12.2 By Us

We may suspend or terminate your account immediately if you:

• Breach these Terms
• Engage in fraudulent or illegal activity
• Fail to pay fees when due
• Misuse the Service in a way that harms us or others

13. Data Protection

Our use of your personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Email to your registered address
• Prominent notice on the platform
• Updated "Last updated" date

Continued use of the Service after changes constitutes acceptance of the modified Terms.

15. Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and EstateCopilot regarding the Service and supersede all prior agreements.

18. No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

19. Assignment

You may not assign or transfer these Terms without our written consent. We may assign our rights and obligations without restriction.

20. Contact Information

For questions about these Terms, contact us at:

• Email: legal@estatecopilot.co.uk
• Support: support@estatecopilot.co.uk

Company Details

EstateCopilot is a trading name of Mintly Ltd.

• Registered in: England & Wales
• Company Number: 14347501
• VAT Number: GB434423319
• Address: 86-90 Paul Street, London, EC2A 4NE

By using EstateCopilot, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.